First home buyer
This is an exciting milestone, and it's understandable if you have questions or need guidance as you navigate through the process. As a starting point, our experienced mortgage broker will help you understand:
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Your borrowing capacity. In other words, how much money you can borrow from a bank or lender to make a purchase
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How much deposit you will need to save up
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Eligibility for any government or state grants or funding schemes
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Obtain pre-approval from a bank or lender to give you confidence in searching for a suitable property
Refinance your property
Should I refinance my loan? Reassessing your home loan from time to time is a good way to check it is still helping you achieve your financial goals and has all the features you need. As part of our mortgage health check, we will evaluate:
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Your current interest rate and how it compares in the market - especially if you're coming to the end of a fixed rate term
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Your financial goals to determine if there is a better loan package for your circumstance
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Ability to access equity in your home to renovate or invest
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Consolidating your debts such as a personal loan, car loan or credit card into your mortgage, so that it’s easier to manage your finances
Investing in property
Investing in property can be a lucrative way to build wealth, generate passive income, and diversify your investment portfolio. Structuring your loan appropriately is important to maximising your return on your investment. Let’s explore financing options that align with your investment strategy by understanding:
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Your long-term and short-term financial goals
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The type of property investment
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Ways of leveraging equity
Self-managed super fund loan
A self-managed super fund loan, or SMSF loan, gives you the ability to use your retirement funds to invest in property – either residential or commercial property. The returns on the investment, either capital gains or rental payments, are funnelled back into the superannuation fund for your retirement. SMSF loans differ from traditional home loans which our experienced broker can help you with:
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Evaluating suitable SMSF loan options
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Refinance to a more competitive SMSF loan
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Guide you through the structuring of a SMSF loan
WHY CHOOSE LOAN STRIKER?
Reach your financial goals
Meet with our broker
Our broker will understand your financial and lifestyle goals and provide professional guidance to get you there.
Entire process managed
All the paperwork and approvals for your application will be handled by our team from start to finish, ensuring a smooth process and you are kept informed along the way.
Settlement
Now that your loan is approved by the lender, settlement will take place. Congratulations, you are on your way to attaining your financial goals.